FELLOWSHIPS |
In 2018, six fellowships were awarded. These covered a range of focus areas with the objective of generating astute insights on financial needs, product perceptions and strategies to serve the economically marginalized consumer segments. |
Usage and Cross-Usage of Digital Financial Services across Agri Value ChainsFarmers face a number of challenges in adopting various digital solutions that cater to their segment. We aim to study elements of design of the available applications that influence the usability and cross-usability of solutions for farmers and other stakeholders in agricultural value chains. |
![]() Anisha SinghIFMR LEAD ![]() Suraj NairIFMR LEAD |
Exploring a New Paradigm for ContractsInformation asymmetry is one of the key features of data protection regimes the world over. In India, there is a need to explore creation of contracts that can communicate information across literacy levels and language barriers. Towards this, my study intends to develop proof of concept for an easy to configure graphic language platform for data privacy notices that may be used by contract creators and users alike. |
![]() Saranya GopinathIndependent Legal Expert |
Financial Lives of Urban PoorHouseholds residing in urban slums face risks arising from sub-optimal financial portfolio allocation in addition to other social and economic risks. I aim to understand the nature of these portfolios and explore the design for potential interventions that improve their overall financial well-being. |
![]() Monami DasguptaResearch Analyst, Dvara Research and PhD Student, TISS |
Perception and Impact of Open Banking Products on Financial Inclusion Consumer Segment of IndiaProposed study is aimed to understand the perception and map needs of FI segment customers towards upcoming open banking products |
![]() Abhinav GuptaDeputy Manager - Innovations, National Payments Corporation of India (NPCI) ![]() Mayur SinghalConsultant - Digital Banking & Payments |
Asking the Right Question: Reducing Financial Skill Asymmetry Between Distributors and Retail InvestorsThis project proposes to design and test an intervention that will nudge households to ask the right question when faced with a financial distributor. The objective is to make it possible for households to assess for themselves whether they deem a particular financial product appropriate and suitable by guiding them through the process of decision-making. This is based on our assessment that households do not know what they do not know and traditional models of financial advice are plagued with trust issues as are household interactions with financial product distributors. |
![]() Renuka SaneFaculty, National Institute of Public Finance and Policy (NIPFP) ![]() Aditi DimriPost-Doctoral Fellow, University of Warwick ![]() Vimal BalasubramaniamFaculty, University of Warwick |
In 2018, six fellowships were awarded. These covered a range of focus areas with the objective of generating astute insights on financial needs, product perceptions and strategies to serve the economically marginalized consumer segments.
Usage and Cross-Usage of Digital Financial Services across Agri Value Chains
Farmers face a number of challenges in adopting various digital solutions that cater to their segment. We aim to study elements of design of the available applications that influence the usability and cross-usability of solutions for farmers and other stakeholders in agricultural value chains.
IFMR LEAD
IFMR LEAD
Exploring a New Paradigm for Contracts
Information asymmetry is one of the key features of data protection regimes the world over. In India, there is a need to explore creation of contracts that can communicate information across literacy levels and language barriers. Towards this, my study intends to develop proof of concept for an easy to configure graphic language platform for data privacy notices that may be used by contract creators and users alike.
Independent Legal Expert
Financial Lives of Urban Poor
Households residing in urban slums face risks arising from sub-optimal financial portfolio allocation in addition to other social and economic risks. I aim to understand the nature of these portfolios and explore the design for potential interventions that improve their overall financial well-being.
Research Analyst, Dvara Research and PhD Student, TISS
Perception and Impact of Open Banking Products on Financial Inclusion Consumer Segment of India
Proposed study is aimed to understand the perception and map needs of FI segment customers towards upcoming open banking products
Deputy Manager - Innovations, National Payments Corporation of India (NPCI)
Consultant - Digital Banking & Payments
Asking the Right Question: Reducing Financial Skill Asymmetry Between Distributors and Retail Investors
This project proposes to design and test an intervention that will nudge households to ask the right question when faced with a financial distributor. The objective is to make it possible for households to assess for themselves whether they deem a particular financial product appropriate and suitable by guiding them through the process of decision-making. This is based on our assessment that households do not know what they do not know and traditional models of financial advice are plagued with trust issues as are household interactions with financial product distributors.
Faculty, National Institute of Public Finance and Policy (NIPFP)
Post-Doctoral Fellow, University of Warwick
Faculty, University of Warwick